LSVs · Golf carts · NEVs
Compare low speed vehicle insurance. Get covered today.
Plated LSV, street-legal golf cart, or a cart that never leaves the neighborhood — request a quote online in 3 steps, or pick your state and call the line that can quote it.
- No Social Security number
- Plated or off-road
- Online or by phone
How it works
Three short steps. No account to create.
- STEP 1
Your vehicle
Golf cart or LSV, plated or off-road, year and make. About a minute.
- STEP 2
Your location
Where it's kept decides which carriers can quote it — and which phone line you get.
- STEP 3
Coverage preferences
Drivers, start date, and any other vehicles you want quoted at the same time.
Rather call? Pick your state.
Some states are quoted by a different team. Choose yours and we'll show the right number.
Call your quote line
Your number appears here once you pick a state.
Prefer to type? Start the 3-step online quote
What to compare on an LSV quote
Two quotes with the same price can protect very different things. Line them up on these points.
| Coverage | What it's generally meant for | When it matters |
|---|---|---|
| Liability | Injuries or damage you may cause to others | Required for most plated LSVs; often required by HOAs for carts |
| Collision | Damage to your vehicle from a crash | Worth comparing on newer or financed vehicles |
| Comprehensive | Theft, fire, weather, vandalism | Often the most-used coverage for carts |
| Uninsured motorist | Injuries caused by a driver with no insurance | Matters more on public roads |
| Medical payments / PIP | Medical bills for you and passengers | PIP may be required in no-fault states like Florida |
| Accessories | Lift kits, wheels, enclosures, sound systems | Ask how custom parts are valued |
More detail: what affects LSV insurance rates · plated LSVs in 3 steps
Compare LSV insurance by state
Florida →
Retirement communities, beach towns, and the largest LSV market in the country.
Texas →
Master-planned communities, coastal towns, and ranch use.
South Carolina →
Beach towns from the Grand Strand to Hilton Head.
North Carolina →
Outer Banks, lake communities, and golf towns like Pinehurst.
Arizona →
Retirement communities around Phoenix and Tucson.
Georgia →
Peachtree City's cart paths and lake communities statewide.
Ohio →
Lake Erie islands, campgrounds, and small-town streets.
Oklahoma →
Lake towns, golf communities, and rural property.
California →
Coastal towns, desert golf communities, and retirement villages.
New Jersey →
Shore towns and active-adult communities.
Arkansas →
Lake communities like Hot Springs Village and Bella Vista.
Ready? It takes about three minutes.
Start online and someone will follow up with your options.
Get my LSV quote →